Staying healthy and safe is very important. Especially, the current COVID-19 outbreak is an eye-opener for all and we are all becoming concerned about our health more than ever before. Critical illness or injuries are inevitable but we can plan and prepare in advance to cope with medical emergencies in a hassle-free manner.
With no health and wellness program in place, you will likely experience worse outcomes and become a financial burden for your family. A medical plan works as a financial backup that gives access to all the healthcare needs and allows one to achieve their medical ambitions at nominal rates. After a lot of research, I decided to be a part of one of the AWIS medical plans that focus on improving well-being through simple-to-use and budget-friendly programs.
Basics of Medical Plan
A health plan may not cover 100% of your medical expenses but it is designed to offer better coverage until a certain point, known as the out-of-pocket limit. There are major aspects of medical programs that you should be aware of such as deductibles, co-payments, and out-of-pocket expense. They must meet certain affordability standards and the benefits of coverage must outweigh the cost for additional services.
The Significance of Medical Plan
The coronavirus pandemic has shaken the entire world and made us realize that medical emergencies are unpredictable and can cause a financial strain. Besides, with the rising healthcare expenses and frequent lifestyle changes, it is necessary to obtain an added protection, without concern about how much it will cost you. Here’s why you need to consider enrolling in a medical plan:
While the following precautions can help combat potential health risks, a health plan covering regular routine checks can leave you with one less thing to worry about.
Both you and your family will receive the best medical treatment in times of emergencies.
It can help you deal with medical inflation and cover expenses related to doctors’ visits, prescription drugs, preventive care, and more.
You don’t need to spend the entire fortune to deal with health conditions.
After seeing these benefits, I decided to enroll in a suitable medical plan that can reduce my burden of unaffordable healthcare costs and take my experience to the next level. The choice of the plan has never been easier until I found American Workers Insurance Services, Inc (AWIS), an agency offering reliable solutions for families, American workers, and individuals across the United States.
How to Enroll in the Right Medical Plan?
As I was new to the associated benefits of a medical plan, AWIS Houston BBB proves to be very helpful in delivering valuable insights to make a better-informed decision.
I opted for the ‘Temporary Total Disability’ program so that I can concentrate on healing rather than financial expenses during emergencies. The carrier paid me a weekly benefit of $500, for up to 52 weeks. I greatly enjoy their easy to use plans and no or very low co-payments for preventive care. The staff assisted me with every step, be it clarifying concerns regarding the dental plan, deductibles, or reimbursement claims. American Worker’ reviews/complaints work as a valid indicator to anyone looking for an affordable plan for themselves or their family members.
AWIS membership has saved me more than $50,000 in a year alone. In the event of an accident, I’ve had enough coverage for all necessary medical expenses. Also, it has helped me to make up for the lost earnings when I was injured and under doctors’ care.
Finding the medical plan that fits your healthcare needs doesn’t have to be hard. I am glad that I found a plan that has higher premiums but low out-of-pocket costs to cover my ambitions in the long run. I’d highly recommend this savings program to everyone.